Car Insurance in Greenwood

Great car insurance in Greenwood keeps you on the road and protects your budget from the unexpected.
Compare, shop and customize quotes from top-rated insurance carriers.

Getting Around in Greenwood, IN

Greenwood is a fast-growing Indiana city of more than 65,000 residents. It's also the most populated suburb of Indianapolis, which is conveniently situated right next door. Greenwood has more than 400 acres of parkland and at least 20 miles of multi-use trails, so it's a great place to live and work if you love spending time outdoors.

Many new families move to Greenwood because of its low cost of living. nearly 8% below the national average and 10% below the state average, according to Sperling's Best Places. The state has limited public transit and several I-65 access points, so driving is a way of life for residents, which means insurance is a necessity. You can find full coverage car insurance that fits your needs with VIU by HUB's online quote tool.

Getting the Right Car Insurance in Greenwood

High-quality auto coverage is essential for Greenwood drivers. Serious auto accidents are on the rise in the Indianapolis metro area. The city had a 200% increase in fatal collisions involving pedestrians from 2021 to 2022, along with more incidents involving cyclists and more than 3,700 hit-and-run accidents.

Greenwood also has a higher-than-average rate of property crime. The city has about 2.56 of these incidents for every 100 residents, while Indiana has a rate of 1.97. The nation has a rate of about 2.11 property crimes. You can find great rates on comprehensive auto coverage for theft and vandalism by shopping with VIU by HUB.

Cost of Greenwood Auto Insurance

MarketWatch reports that Greenwood drivers pay an average of $1,289 per year, or $109 a month for auto insurance. That's just a few dollars less than the state average of $1,332 per year, or $111 per month for full coverage. It's also well below the national average cost of $2,014 per year. You could pay as little as $36 for a monthly minimum liability policy.

Even though rates here are relatively low, many drivers decide to expand their coverage for added protection, which in turn increases the premium cost. When you want to save on car insurance in Greenwood, you can compare rates from multiple providers. VIU by HUB provides personalized quotes so you can get fast, affordable coverage that works for you.

Indiana Auto Insurance Laws

The state of Indiana requires a 25/50/25 minimum liability policy. That means you must carry at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident and $25,000 for property damage. Liability coverage pays for the costs incurred by others on the road if you cause an accident.

For your own protection, you can add optional coverage to your auto policy, such as:

  • Collision insurance, which covers damage to your vehicle in an accident regardless of fault
  • Comprehensive insurance, which pays for vehicle damage resulting from severe weather, vandalism, theft and other covered events
  • Medical payments coverage if you need care after an accident
  • Uninsured motorist coverage, which takes effect if you have an accident with someone who doesn't have insurance
Your car lender may require one or more of these optional policies if you have an auto loan on your vehicle. You can get the protection you need with trustworthy, affordable car insurance in Greenwood. It's easy to search for personalized quotes and compare prices with the help of VIU by HUB.

This information is intended for general informational purposes only and is not intended to constitute legal advice.



Greenwood, Ind.

Indiana Bureau of Motor Vehicles


Sperling's Best Places

U.S. Census Bureau

Indiana Department of Insurance

Auto insurance in Indiana by city

Understand risks, minimum state coverage requirements, average costs and other specifics that can impact auto insurance policies and premium rates in your city.