Auburn, ME, Car Insurance

Discover why in Auburn, ME, car insurance is a smart investment for your family.
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Why Is Auto Insurance Important for Keeping Your Family Safe?

Auburn is a city of families. This city's 10,000 households have an average of three people, so if you have a few kids, you're not alone. About 40% of local families are married couples with children. In Auburn, ME, car insurance is one of the most important ways to take good care of your loved ones.

Family-Friendly Driving Destinations

Auburn offers many things to do within driving distance all year long. The Auburn Riverwalk is perfect for leisurely walks, early morning jogs or bike rides with kids. Adventure-loving families can camp at Mount Apatite and enjoy hiking in nature.

In fall, the Androscoggin Riverlands State Park a short distance north offers scenic views of Maine's colorful leaves. When winter rolls around, many families enjoy visiting Lost Valley to ski or snowboard.

Local Car Accident Dangers

No parent wants to worry about getting into an accident, especially if they have kids in the backseat. Taking steps to prepare for risks is vital, however. In Auburn, this matters because:

  • There were more than 800 crashes within city limits in 2022.
  • The surrounding area had almost 3,000 car accidents.
  • Local crashes caused about 1,000 injuries, many serious.
  • On average, there are over 55 crashes in the area every week, or eight a day.

Smart driving is one way you can stay safe on the road. Car insurance doesn't prevent crashes, but it can help you recover afterward. Some types of coverage pay for medical treatment for yourself and family members riding in your vehicle. Other coverage can repair or replace your vehicle, helping you get back to your normal routine quickly.

What Type of Auburn, ME, Car Insurance Coverage Does Your Family Need?

Every car insurance policy is different, so it's important to customize your coverage for your family's circumstances. VIU by HUB can help you compare a variety of available options. When selecting different types of insurance, keep in mind the following roadway dangers.


Living in Auburn means that nature is always close. This is a good thing, but you need to stay alert when driving on U.S. 202, ME 4, ME 121 and other local highways. Almost 400 crashes every year involve deer.

Rain, Snow and Ice

Auburn gets a whopping 75 inches of snow a year and 48 inches of rain. For comparison, most of the U.S. only gets 28 inches of snow. Rainstorms, snowstorms and ice can reduce your visibility and make the road slippery. About 600 crashes around Auburn were from cars sliding off the road.

City Streets

It's common for drivers to think that crashes only happen on the highway. In reality, a large percentage of car accidents (over 650 a year) in Auburn happen at city intersections. Even if you're an amazing driver, you can still get into an accident because the other driver wasn't paying attention.

Who Needs Car Insurance?

If you work in Auburn or outside of the city, you need a vehicle. Plus, there are errands to run, kids to drop off at school and groceries to buy. Auburn doesn't have public transportation for these needs. Over 75% of local families use a car for commuting.

If you drive, car insurance is a must. In addition to the mandatory liability coverage, it's smart to add collision insurance, personal injury coverage and weather-related comprehensive insurance.

VIU by HUB can show you all the details you need to choose great Auburn, ME, car insurance for your family. You can expect to pay about $950 a year for full coverage, lower than other cities in Maine. Shopping around can help you find excellent value for your money.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


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