Car Insurance in Bowie

Car insurance in Bowie is an essential aspect of vehicle ownership and necessary for the city.
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Finding Affordable Car Insurance in Bowie

Bowie, Maryland, is about 18 square miles with a population of 57,192 residents, according to 2020 Census data. The city is lush, maintaining over 1,300 acres of parks and open space and over 22 miles of trails and pathways.

The city is also home to amusement parks like Six Flags and sports venues, including Prince George's Stadium. Also, families can find plenty of food and treats throughout and nearby the city, like Jerry's Seafood, the home of the Crab Bomb.

Still, the city is a dynamic hub for families, businesses and independent enterprises, meaning roadways are essential to normal function. With roadways comes the risk of accidents, and Bowie is home to one of Maryland's busiest: MD197.

Maryland experiences an average of about 100,000 car accidents annually. In 2022, 79,818 of those accidents involved property damage, another 28,015 involved physical injuries.

Driving in any state requires insurance as a protection against financial harm or duress should an accident occur. VIU by HUB can help you find and compare different insurance policies to ensure you're covered.

Why Is Car Insurance in Bowie Necessary?

All vehicle owners must purchase and maintain car insurance in Bowie; it's the law. Still, beyond it being a legal requirement, residents should get insurance to protect themselves against local crime.

Bowie, Maryland, is a safe place to live; it is safer than 41% of U.S. neighborhoods. Even safe neighborhoods can fall victim to the occasional criminal.

A resident has a one in 91 chance of becoming a victim of a property crime in the city, which is lower than the state average. Also, residents have a one in 801 chance of becoming victims of violent crime; again, the number is significantly lower than the state average.

With chances being what they are, insurance is a necessity of life. True, you may go your entire life without experiencing a car accident or a crime, but insurance in Bowie is there for those rare moments.

Is Public Transportation Available?

Bowie has public transportation. You can ride the Metrobus or Metrorail. The availability and accessibility of these services depend on where you live in the city.

Despite the availability of public transport, most residents prefer to own a vehicle. If you decide to purchase a vehicle, you will need car insurance, and VIU by HUB can help you find the best and most affordable options.

How Expensive Is Car Insurance in Bowie, Maryland?

Car insurance rates vary based on vehicle make, model, and year. On average, drivers in Maryland can expect to pay $815 for minimum coverage or $1,971 for full coverage. The national average for full coverage is $2,014.

What Does Insurance Cover?

Like most insurance policies, car insurance covers or protects you against financial losses. Depending on the coverage you purchase, the insurance will probably cover property damage, theft, medical costs and collisions.

Liability coverage protects you against legal responsibility to others for property damage or bodily injury. Policies will include language about what may negate a claim, such as negligence.

Collisions and comprehensive insurance covers damage to your vehicle from crashes and other damages. Some of the most common covered perils include theft, vandalism, fire, flood and collisions.

Using VIU by HUB

Are you purchasing a new vehicle or are you ready to switch insurance providers? Use VIU by HUB to compare various carriers and find car insurance in Bowie, Maryland, that works for you and your budget.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


City of Bowie

Maryland Crash Data

Bowie, MD Crime Rates

Commuting Options

Average Cost of Car Insurance in Maryland in 2023

Auto insurance in Maryland by city

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