Car Insurance in Flint

Keep your family safe when traveling, commuting, running errands or having fun.
Compare, shop and customize quotes from top-rated insurance carriers.

How Can You Save Money on Flint Car Insurance?

One of the best things about car insurance in Flint is how many options you have available. There are almost as many insurance companies as vehicle manufacturers, so you have the freedom to choose coverage that benefits your family. Whether you commute to work at General Motors or enjoy hiking several times a week at the ForMar Nature Preserve, it's worth investing in dependable car insurance.

Auto Insurance That Adapts to Your Lifestyle

A great way to save money on insurance is to make sure your policy fits your needs closely. For example, if you have a long commute year round, you should prepare for winter weather with collision insurance. Flint has freezing weather over 150 days a year, so icy roads are a common hazard. Winter temperatures reach a biting 15 degrees on average, and the city gets over 35 inches of snow annually.

Coverage for Common Driving Hazards

Flint has many jobs in manufacturing, from common vehicle makers to beverage companies such as Coca-Cola and PepsiCo. Lear Corporation and Sherwin-Williams also employ many residents. The average commute for Flint workers is 25 minutes. Over 90% take a car to work, and only 1.5% use public transportation. This means spending considerable time behind the wheel every day.

Drivers in Flint have to deal with many car accident hazards, including:

  • Hit-and-run accidents
  • Rear-end collisions
  • Side impacts
  • Drunk drivers
  • Crash injuries

Over one-third of local crashes happen at intersections. When other drivers aren't paying attention or drive recklessly, they can ignore red lights or plow into your vehicle from behind.

Comprehensive Coverage for Theft and Vandalism

The crime rate is one of Flint's less attractive qualities. This factor is something you should take into consideration when comparing car insurance in Flint, not just home insurance. In 2019 alone, the metro area had:

  • Over 2,000 property crimes and break-ins
  • About 1,200 cases of theft
  • More than 200 carjackings and vehicle theft crimes

To prepare for this type of unfortunate event, you need to add comprehensive insurance (potentially with electronics insurance) for theft to your policy. VIU by HUB can show you a range of available options.

How Much Do You Pay for Auto Insurance in Flint?

The average cost of car insurance in Flint is over $3,000. This is quite a bit higher than the Michigan average of around $2,500 a year.

The Flint metropolitan area includes a number of ZIP codes, and car insurance rates can vary in each. For example, car insurance in ZIP code 48532 is only about $2,700 a year, whereas ZIP code 48505 sees policy averages of $3,300 annually.

Other factors can affect your insurance premiums significantly, such as the type of vehicles your family owns. In general, SUVs are less expensive to insure than small cars. Vehicles that have high rates of theft or poor safety ratings also raise car insurance costs. These numbers highlight why comparing auto insurance providers is in your best interests. 

Why Use VIU by HUB To Compare Car Insurance?

With so many different insurers and factors that come into play, using VIU by HUB to compare coverage options can save you a lot of money. It can also help you choose insurance that is a closer fit for your needs and avoid wasting funds on extras you don't want.

VIU by HUB is an easy-to-use tool for comparing car insurance in Flint. See the current rates for different insurance companies, plus the costs of adding extra coverage to your policy.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


Best Places


Data USA

Michigan Traffic Crash Facts


Auto insurance in Michigan by city

Understand risks, minimum state coverage requirements, average costs and other specifics that can impact auto insurance policies and premium rates in your city.