Car Insurance in Gulfport, MS

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Car Insurance Covering Risks in Gulfport

Whether you're spending time near Bayou Bernard or heading down to one of many beaches along the coastline, you can't get bored in Gulfport. With I-10 and US-49 intersecting in the middle of town and being right on the coast, you will see a lot of traffic during your travels. Before you drive from Ocean Adventures Marine Park across town to the Dragway, review your policy for car insurance in Gulfport, MS.

With a quick review of your insurance policy, you'll know if you're properly covered in case of an accident, which Gulfport sees its fair share of. In 2020, 12 accidents involving 16 vehicles resulted in 12 deaths. The following year, eight accidents involving 15 vehicles resulted in nine deaths. 

In those 2020 and 2021 accidents combined, eight pedestrians were involved. Gulfport has an estimated population of 72,236, and when you add tourists, there can be a lot of people on the streets. Practicing defensive and cautious driving can save lives while enjoying this beautiful city, and having adequate insurance can help cover the costs in case of an accident.

Reasons You Need Car Insurance

Gulfport has a handful of transportation options. including the Coast Transit Authority's bus system. As convenient as a bus system can be, it's not always the answer when you have somewhere to go. Emergencies happen and require a ride at the drop of a hat. Holidays change the bus schedule, and when you need to be on time, you can't wait for a late driver. 

Buying your own vehicle is the answer to your transportation issues. You never have to wait out in the rain for your ride, you can get out of town immediately if there's a tornado warning and you have access to a vehicle at any time of the day or night. After purchasing your vehicle, let VIU by HUB help you compare policies for car insurance in Gulfport, MS, for adequate protection.

Average Rates for Gulfport Auto Insurance

Drivers in Gulfport pay a monthly average premium of $137 for full coverage. This will vary with several factors, including age, driving history, the type of car you drive and the type of coverage you choose. Minimum coverage averages $42 each month, and liability only has an average premium of $56. Teens have a much higher average monthly premium, sitting at $512. Seniors average out around $133 each month. 

Risks Covered by Insurance

Several risks are covered by car insurance in Gulfport, MS. It all depends on what type of coverage you choose for your policy:

  • Liability - Mississippi requires minimum amounts of liability for all drivers, which protects other drivers and their property if you cause an accident.
  • Collision - This covers repairs to your vehicle if you are in a collision with a pole, a tree, a mailbox or anything else.
  • Comprehensive - This covers repairs to your vehicle after incidents not involving a collision. This includes tornado and other natural disaster damages, theft, vandalism and incidents involving animals.
  • Uninsured/Underinsured Motorist - This covers repair costs for your vehicle and medical costs for you if you are in an accident caused by a driver with incomplete insurance protection.

Find a Policy That Works for You

Car insurance in Gulfport, MS, is an essential part of staying protected while on the road. VIU by HUB takes your needs and requirements to put several insurance companies side by side for your comparison. Get started today.

This information is intended for general informational purposes only and is not intended to constitute legal advice. 


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