Landlord insurance that’s easy to manage

Sit back and relax while we help you find and compare landlord insurance quotes, made to match your needs.
Compare, shop and customize quotes from top-rated insurance carriers.

Get customized landlord quotes in seconds

Answer a few questions to find the right policy for you, fast. Or, an expert, state-licensed VIU by HUB Advisor can work with a carrier to get you insured in no time.

landlord insurance policy comparisons

Keep yourself and your property financially covered, no matter what

Find the most relevant landlord insurance quotes for your property and stay covered against damages, loss of income, personal liability and more.

  • Graphic of a house with a lightning bolt above

    Insure your building against fires, storms and more

    Landlord insurance can cover repair and replacement costs if your property is damaged or destroyed due to fires, storms, vandals or other causes.
    Flipped Curved Line
  • Illustration of a bar chart representing asset growth

    Protect your finances from lost rental income

    If an infestation, sinkhole or severe mold make your property unlivable, landlord insurance can temporarily reimburse your lost rental income.
    Curved Line
  • Illustration of a medical bill

    Equip yourself against everyday risk

    If you get sued, landlord insurance can cover legal fees, medical costs and other charges that arise due to maintenance-related tenant or visitor injuries.
Illustration of hand holding a phone to see insurance quotes

Instant quotes, every time

We’ll auto-fill your details so you can compare landlord insurance quotes in just a couple of clicks.

Read up on all kinds of insurance issues

The VIU Point blog is here to help you confidently compare landlord insurance quotes and make better policy decisions overall.

Learn more about landlord insurance

Check out our FAQs or call 833-495-2748 to speak with an expert insurance advisor.
In most areas, landlord insurance is not required by law. But if you have a mortgage on your property, your lender might require you to have landlord insurance as a condition of your loan. It's always a good idea to check local regulations and consult with your lender.

A landlord insurance policy typically covers property damage, loss of rental income and liability if a tenant or guest is injured on the property. A VIU by HUB Advisor can walk you through any details as well as additional coverage options like rent guarantee insurance, natural disaster coverage, employer's liability (if you employ someone who works on the property) and legal expense coverage.

Contact a VIU by HUB Advisor

A homeowners insurance policy is designed for properties where the owner resides, while landlord insurance is meant for properties that are rented out to tenants. Landlord policies provide coverage for loss of rental income, which homeowners policies typically don’t. They might also offer broader liability coverage, taking into account that renters occupy the property. Finally, a landlord policy generally only covers the building’s structure and any appliances or furnishings owned by the landlord, but not the tenants' possessions.

Contact a VIU by HUB Advisor

Compare homeowners quotes in minutes

While landlord insurance isn't typically mandated by law, the amount you should have depends on the value of the property, potential rebuilding costs, the level of liability risk you're willing to assume and the requirements set by your mortgage lender. A VIU by HUB Advisor can help determine the right amount of coverage for your situation.

Contact a VIU by HUB Advisor

Yes, if you're renting out the property for income, the premiums you pay for landlord insurance are typically tax-deductible as a business expense. It's a good idea to consult with a tax professional or accountant to ensure you're correctly claiming these deductions.

If you regularly rent out your property on platforms like Airbnb, traditional homeowner's insurance might not provide sufficient coverage. While Airbnb does offer a "Host Guarantee" and "Host Protection Insurance," these do not replace the need for your own insurance because there may be gaps in what Airbnb's coverage offers and what actually happens.

Some homeowners policies might exclude short-term rentals from coverage, meaning you’d be unprotected if a claim arose during an Airbnb guest’s stay. If you're an Airbnb host or considering becoming one, you may need landlord insurance or a policy specifically designed for short-term rentals. A VIU by HUB Advisor can help.

Contact a VIU by HUB Advisor

Read “The importance of insurance for your Airbnb”

Insurance experts who have your back

VIU by HUB Advisors offer bias-free policy guidance and tailored expertise to keep you fully protected — every step of the way.

Your only one-stop shop
for personal insurance

  • Graphic of a dashboard
    All your policies,
    all in one place

    Consolidate all of your personal insurances to save serious time.

  • Graphic of a magnifying glass with an eye in the middle
    Immediate results and clear comparisons

    Compare relevant insurance quotes faster than ever.

  • Graphic of a texting bubble
    Smart advice,
    tailored to you

    Lean on experienced VIU by HUB Advisors for guidance and peace of mind.