Auto insurance that’s engineered for you

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Keep your car and passengers covered,
no matter what happens

Auto insurance protects you against significant financial loss in the event of an accident or if someone steals your vehicle.

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    BODILY INJURY

    Insure yourself against medical bills

    Auto insurance can also cover medical expenses related to a traffic accident, like injury treatment and rehabilitation for you, your passengers and uninsured or underinsured motorists.
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    PROPERTY DAMAGE

    Cover the cost of damages to your car

    If your vehicle is damaged or stolen, the right auto insurance will cover repair or replacement costs, including collision, towing and labor, full glass coverage and more.
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    UNINSURED MOTORIST

    Protect yourself with liability coverage

    If you are at fault for another driver or pedestrian’s physical injury or property damage, liability coverage helps minimize the financial impact on you and your family.
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Learn more about auto insurance

Check out our FAQs or call 833-495-2748 to speak with an expert insurance advisor.

Auto insurance is a contract between you and an insurance company that provides financial protection against physical damage, bodily injury and liability resulting from accidents.

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Browse our insurance glossary

Read "Your ultimate auto insurance guide”

Auto insurance provides financial protection in the event of accidents or theft. Most jurisdictions require basic coverage for drivers to legally operate a vehicle. Risks, requirements and legal specifics vary by state, so it’s best to read up on the particulars related to where you live. VIU by HUB offers auto insurance options and information for all 50 states. 

See VIU by state

Read “Car insurance add-ons to consider”

Common auto insurance coverages are liability, collision, comprehensive, uninsured/underinsured motorist, medical payments and personal injury protection.

Browse our insurance glossary

Read "Auto accident coverage and adding additional coverage”

Contact a VIU by HUB Advisor

Auto insurance rates are determined by various factors like the driver’s age, driving history, location, type of car and levels of coverage.

Read “How to compare car insurance quotes”

Read “How telematics could lower your auto insurance premium”

If you’re found to be at fault in an accident, your liability coverage will pay for legal fees and the other party’s property damage and medical expenses, up to your policy limits. This may also lead to an increase in your auto insurance rates. 

Read “Injury, information, insurance: What to do after a hit and run”

Adding or removing someone from your auto insurance policy is easy to do, but it may impact your rates. An advisor or carrier rep can get that sorted out for you in no time.

Contact a VIU by HUB Advisor 

Read “Adding a teenager to auto insurance policies”

After filing an auto insurance claim, your insurer will assign a claims adjuster to investigate. They'll review any police reports, inspect vehicle damage, interview involved parties and determine fault. Depending on their findings, you'll receive a settlement offer covering repairs, replacements or medical expenses as applicable. If you agree, you'll be compensated; if not, you can negotiate. If you’re found to be at fault, your premiums might increase at the next renewal; if another party was responsible, your insurer might seek reimbursement from them or their insurance provider.

We recommend reviewing your auto insurance policy annually, around when renewal periods occur, or when you go through a life change like:

  • Buying or selling a vehicle
  • Getting married or divorced
  • Adding a new driver (like a spouse or teenager)
  • Moving to a new address (especially in a different state)
  • Significant fluctuations in your credit score
  • Substantial changes in your commute or the usage of your vehicle

VIU by HUB Advisors always look out for your best interests, so whether you’re looking to switch carriers, add coverages or need help getting insured for the first time, we’ll be sure to find you the protection you need at the best possible rate.

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Contact a VIU by HUB Advisor

Read “Life changes may mean insurance changes”

Insurance experts who have your back

VIU by HUB Advisors offer bias-free policy guidance and tailored expertise to keep you fully protected — every step of the way.

Your only one-stop shop
for personal insurance

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    All your policies,
    all in one place

    Consolidate all of your personal insurances to save serious time.

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    Immediate results and clear comparisons

    Compare relevant insurance quotes faster than ever.

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    Smart advice,
    tailored to you

    Lean on experienced VIU by HUB Advisors for guidance and peace of mind.

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The VIU Point is here to help you make sense of it all, so you can confidently compare auto insurance quotes and make the best policy decisions.