Motorcycle insurance that’s revved up for you
Compare, shop and customize quotes from top-rated insurance carriers.
Keep your motorcycle covered, no matter what happens
Motorcycle insurance keeps you protected against liability and property damages associated with unexpected incidents on the open road.
REPAIR OR REPLACEMENTFind tailored coverage for your unique ride
The right motorcycle insurance can help pay for parts and replacements for whatever kind of bike gets you going — whether it suffers damage, theft or other covered losses.
PERSONAL LIABILITYStay financially protected with liability insurance
Unfortunately, accidents do happen, and when they do it’s best to be prepared. If your motorcycle causes damage or injury to other people and their property, liability can cover repairs and legal fees.
BODILY INJURYCover yourself against unexpected medical bills
If you hurt yourself or someone else while riding, motorcycle insurance can cover your medical bills — so you can focus on healing instead of worrying about paying out of pocket.
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Learn more about motorcycle insurance
Motorcycle insurance includes coverage for a range of recreational vehicles. Digitally, we can help you compare quotes for:
- Street motorcycles
- Mopeds
- Scooters
- Trikes
- Golf carts
To compare quotes for off-road vehicle options like the following, please call a VIU by HUB Advisor at 833-495-2748:
- ATVs
- UTVs
- Dirt bikes
- Snowmobiles
- Non-registered golf carts
- Non-registered E-bikes
Whether full coverage makes sense for you depends on several factors, such as the value of your motorcycle, your riding habits and your financial situation. If your motorcycle is expensive or new, full coverage can protect your investment. But for older, less valuable bikes, the cost of full coverage may not be the best option. A VIU by HUB Advisor can help you find the right motorcycle insurance that’s best for your needs.
This depends on your insurance policy. Some policies may cover certain types of optional equipment, but it's important to check your policy and potentially add additional coverage for expensive customizations. A VIU by HUB Advisor can make sure you and your motorcycle are properly covered for whatever you may need.
Motorcycle insurance typically covers other riders, but this can vary based on your insurance carrier and policy specifics. Coverages like bodily injury liability, uninsured/underinsured motorist, and medical payments can make sure that you, guest riders and other people stay financially protected if something goes wrong or an accident happens. To fully understand the extent of your coverage, it's crucial to review your policy carefully and consult with a VIU by HUB Advisor.
Full coverage for motorcycles can be expensive due to the higher risks involved. Motorcycles are generally more vulnerable to accidents and theft. Additionally, motorcyclists are more likely to sustain serious injuries in an accident, which can lead to higher claims and therefore higher insurance costs.
Typically, insuring a motorcycle can be cheaper than a car due to the motorcycle's lower value. However, the actual cost depends on factors like the motorcycle's model and location as well as the rider's age and experience.
Insuring a motorcycle isn't necessarily a challenge, but often motorcycles are hard to insure for high-risk riders, like those with a history of accidents or traffic violations. It can also be tricky for high-performance or custom bikes, but an expert VIU by HUB Advisor can get you the right motorcycle insurance in no time.
No, auto insurance is not designed to cover motorcycles. Motorcycles require a separate insurance policy because they are considered a different type of vehicle with unique risks.
Some motorcycle insurance policies may cover safety equipment like helmets and protective gear, either as a standard or with additional coverage. A VIU by HUB Advisor can make sure to verify this with your insurance provider.
Insuring a motorcycle differs from a car due to the distinct risks involved. Motorcycles are more exposed and vulnerable on the road, leading to different insurance considerations such as higher injury risk and a different structure of liability and collision coverage.
The amount of coverage you should carry depends on the value of your motorcycle, your tolerance for risk and your personal financial situation. It's a good idea to carry enough liability coverage to protect your assets and to consider collision and comprehensive coverage for higher-value motorcycles. A VIU by HUB Advisor can help you determine exactly how much coverage is best for your unique needs.