Second home insurance that's designed for you

Kick your feet up while we help you find and compare second home insurance quotes, made to match your needs.
Compare, shop and customize quotes from top-rated insurance carriers.

Keep your vacation home covered,
no matter what happens

Second home insurance protects properties and possessions beyond your primary residence against unforeseen events like natural disasters, theft and more.

  • Illustration of vacation home without the lights out

    Safeguard your property whether you’re there or away

    Second homes face unique risks, whether often left vacant or used as a seasonal getaway or rental property. The right policy can cover theft, replacement and repairs for your unique situation.
    Flipped Curved Line
  • Graphic of 3 people

    Protect yourself with liability coverage

    If you get sued for accidental damage or an injury that happens on your secondary property, liability coverage can minimize the financial hit and repercussions to you and your family.
    Curved Line
  • Illustration of a vacation home being damaged by a storm

    Consider flood, hurricane or earthquake insurance

    Depending on location, it’s wise to prepare for certain natural disasters and weather events. VIU by HUB Advisors can determine if and what kind of additional coverage your second home needs.

Let’s find a time to chat!

We’ll do the legwork, so you can compare and shop second home insurance quotes in a snap.

Learn more about second home insurance

Check out our FAQs or call 833-495-2748 to speak with an expert insurance advisor.

Generally, yes. This is because second homes are often considered higher risk for reasons like being left vacant for extended periods of time. The location, home condition, security features and frequency of occupancy can all affect premiums. A VIU by HUB Advisor can provide the most relevant options for your needs and your unique vacation home.

Contact a VIU by HUB Advisor 

Read “How to prepare a home for vacancy in the winter”

Standard second home insurance policies generally include coverage for the structure of your home, personal belongings, liability protection and additional living expenses incurred if a covered loss renders your home temporarily uninhabitable. A VIU by HUB Advisor can help you understand and compare the right second home insurance quotes for your needs.

Contact a VIU by HUB Advisor

Yes, using your second home as a vacation property, long- or short-term rental will affect your policy options and premiums. A VIU by HUB Advisor can help you pinpoint and compare specific second home insurance policies that would best serve your situation.

Contact a VIU by HUB Advisor

Read “The importance of insurance for your Airbnb”

Depending on the nature of your rental activity, you may need a landlord policy. Landlord insurance offers different protections compared to a standard second home policy, which might include coverage for short-term rentals. A VIU by HUB Advisor can walk you through all your relevant options after discussing your unique second home situation and needs.

Contact a VIU by HUB Advisor

Explore landlord insurance

Read “The importance of insurance for your Airbnb”

A panoramic outlook on
all things insurance

The VIU Point is here to help you make sense of it all, so you can confidently compare insurance quotes and make the best policy decisions overall.