Auto Insurance in West Hartford, CT

The Perfect Blend of Urban and Suburban Living

Though it seems to share a name with the capital city of Connecticut, the town of West Hartford stands out for its dynamic, diverse living experience. Just off to the west of Hartford and neighboring towns like Avon, Newington, and Bloomfield, the 22.2 square miles known as West Hartford offer both urban and suburban lifestyles. The proximity to the capital means adventure and city life is never too far away but yet the town is small enough to create a close, community feel. In fact, the town council members aren’t paid for their services, working instead as volunteers for their community.

Even though Hartford isn’t too far away, there is plenty to do in West Hartford for you and your family. The town has a public recreation department that features two golf courses, an indoor skating rink, two indoor swimming pools and four outdoor pools. Westmoor Park is an educational demonstration farm, but the town has five additional public parks where you can enjoy the sun and fresh air. Three libraries come in handy for supporting the literacy and academic achievements of the town’s citizens, with the school district having 11 elementary schools, three middle schools and two high schools. Higher learning pursuits can be met through the University of Saint Joseph or the University of Hartford.

When you head into West Hartford for a bite at Luna Pizza, Doro Marketplace or the Treva Restaurant and Bar, make sure your traveling liabilities are covered. You don’t have to be driving on Farmington Ave or Interstate 84 to experience a car accident. The National Highway Traffic and Safety Administration has found that 52% of car accidents occur within a five-mile radius of home. This means you can’t afford to leave home for anywhere in town without car insurance in West Hartford, CT.

Your Need for Car Insurance in West Hartford, CT

You can’t spend your life worrying about car accidents nor can you plan on them occurring. You can be prepared when they happen, and you do that by purchasing adequate car insurance from West Hartford, CT brokers. At VIU by HUB, we understand the risks you face when you get behind the wheel. We are committed to educating you about the policies that are required for CT residents and the additional coverages that could increase your financial protections.

The state of CT regulates the minimum amount of auto insurance that must be purchased, and these regulations apply to any car that maintains an active registration. Officially, the owner of a registered car must maintain financial security throughout the registration period in the following areas:

• Bodily injury or death coverage with a $20,000 per person minimum
• Bodily injury or death coverage with $40,000 per accident minimum
• Property damage coverage with a $10,000 minimum

In addition to carrying minimums as the owner of the vehicle, CT requires insurance that addresses the potential lack of financial security by the other drivers involved in an accident. Uninsured and underinsured motorist coverage is mandatory in the state with a $20,000 minimum in injury or death for one individual and $40,000 when more than one person is involved.

Options for Car Insurance in West Hartford, CT

At VIU by HUB, we have an insurance policy to meet your needs. We can meet the minimum requirements, but we also offer the following options with coverage:

• Towing and labor
• Electronic Equipment
• Full glass coverage
• Comprehensive
• Collision

This information is intended for general informational purposes only and is not intended to constitute legal advice.