Auto Insurance in Bridgeport, CT
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Stay Safe on the Road with Quality Coverage
Situated on Long Island Sound at the mouth of the Pequonnock River, Bridgeport, CT, is a historic seaport city that is home to nearly 150,000 people. One of the most populous cities in New England, it is just 60 miles from Manhattan and 40 from The Bronx, making it a popular area for people who work in the New York City area but prefer not to live in it.
Renowned for its public park system, home to a range of distinct neighborhoods, and a hub for the performing arts, it's easy to see why so many people live in and visit the area. Of course, if you spend your time driving around the city, you'll want to protect yourself, your property, and other drivers by investing in high-quality car insurance in Bridgeport, CT.
Auto Insurance Requirements in Connecticut
Like many other states, the state of Connecticut requires its drivers to carry a minimum amount of liability insurance when on the road. Drivers must have insurance that amounts to a 25/50/25 policy. This policy means that the insurance agency will pay for injuries and damages in an accident caused by the driver. It pays up to $25,000 for one person's injuries or death and up to $50,000 for the injuries or deaths of two or more people. An additional $25,000 is available for repairing or replacing vehicles or other property damaged in the accident.
It is important to keep in mind that this policy is not very strong, especially if you are in a serious accident. Often, medical bills and property damage amount to much more than the 25/50/25 policy. The experts at VIU by HUB recommend drivers purchase car insurance in Bridgeport, CT, with considerably higher liability limits to avoid paying out of pocket after an accident.
Other Types of Auto Insurance to Consider
Higher liability coverage likely isn't the only car insurance in Bridgeport, CT, that you should consider. The professional insurance agents at VIU by HUB provide a wide range of coverage options and can help you choose the right ones to meet your needs based on your budget and your driving habits.
No matter how often you drive, we do recommend every driver invest in an uninsured and underinsured motorist policy. Not every driver on the road will have liability coverage, even though Connecticut requires it. If someone else on the road causes an accident and doesn't have enough insurance to cover the cost of medical bills and property damage, you are stuck paying out of pocket if you don't have uninsured motorist coverage. This policy will help you pay for damages and medical bills, and the coverage is not dependent on payments from any other source.
You likely also want collision, comprehensive, and full glass coverage. Collision coverage provides funding if your car is damaged due to running into a non-moving object or flipping over on the road. Comprehensive insurance is important if you want protection from theft, flooding, hail, or impact with animals. Finally, full glass coverage is essential if you need to replace windows.
You may also consider roadside assistance, towing coverage, and rideshare reimbursement. This way, you don't pay exorbitant prices to have your car towed to the shop after an accident, nor to rent a car or use ridesharing apps while you wait for your own vehicle to be repaired or replaced.
This information is intended for general informational purposes only and is not intended to constitute legal advice.