Home Insurance in Bartlett, TN

We’re a new kind of digital insurance platform, designed to help you find the right policies – quickly and easily.
Compare, shop and customize quotes from top-rated insurance carriers.

Providing Quality Bartlett Home Insurance

Tennessee is a nice place to own a home and it is insulated from a few of the common risks associated with homeownership. It is a little too far from the coast for hurricanes; wildfires, earthquakes and volcanoes pose a lower risk than in other regions. Nonetheless, the area has enough perils to cause concern for property owners. The threat of tornadoes is higher than the national average, requiring the protection of home insurance in Bartlett, TN.

Other threats to homeowners in the area include floods, home fires, windstorms, cold weather and theft. VIU by HUB gives homeowners access to a wide range of options for personal insurance. We know that damage to a home is a distressing time for our clients and we work hard to instill confidence in our customers.

Bartlett is a community of many neighborhoods and a diversity of homes. We provide strong home insurance in Bartlett, TN for residents of Oak Road Estates, Madison Woods, Quail Ridge Highlands, and numerous other localities. Our plans protect new homes, historic properties, condominiums and more.

The Confidence of Superior Coverage

For many people, a home is their largest investment. It makes sense to go with a trusted leader in the insurance industry. The risks are too high to partner with anyone but the best. At VIU by HUB, we have the right insurance products for a diversity of homeowners. Our policies provide coverage in the most critical areas:

  • Fire: A fire can break out at about any time and both new and older homes are at risk. In addition to destroying a home's structure, fire also causes soot, smoke, and water damage. Even a small fire results in extensive cleanup costs. Fire coverage is needed for strong home insurance in Bartlett, TN.
  • Tornado: These powerful storms can wreak havoc on even well-built homes. It is hard to predict when the next outbreak will visit Tennessee. Proper insurance gives homeowners a sense of confidence.
  • Floods: Standard homeowners’ insurance typically does not cover floods, but a VIU by HUB broker can suggest options for this type of coverage. Adding flood protection insurance can save homeowners some of the cost of restoration.
  • Theft: Homeowners with significant value in jewelry or artwork should consider theft protection. It provides replacement funds for stolen property, usually minus a deductible.

In any given year, homeowners are unlikely to file a claim for home insurance in Bartlett, TN. Nonetheless, it provides peace of mind knowing that protection is there if needed.

The Different Types of Policies

Our VIU by HUB brokers are skilled with matching the right insurance policy to each client. They do all they can to understand each person's unique needs by looking at such factors as the value of the home, the number of outbuildings, the need for personal liability features and more. They have expertise in all the common insurance policies:

  • A no-frills policy offers basic protections and has lower premium costs, but it often doesn't meet the standards of underwriting
  • A basic or named perils policy covers a home and personal property for specifically named perils
  • A comprehensive policy is a popular choice that offers excellent value and covers the home structure and personal contents against many damages
  • A broad policy offers basic protections for personal contents and comprehensive coverage for the home structure

The goal of home insurance in Bartlett, TN, is to protect the lifestyle and financial assets of property owners. We seek to provide the right policy for every one of our clients.

This information is intended for general informational purposes only and is not intended to constitute legal advice.

Home insurance in Tennessee by city

Understand risks, minimum state coverage requirements, average costs and other specifics that can impact home insurance policies and premium rates in your city.