Auto Insurance in Chicago, IL

We’re a new kind of digital insurance platform, designed to help you find the right policies – quickly and easily.
Compare, shop and customize quotes from top-rated insurance carriers.

The Right Chicago, Illinois, (IL) Auto Insurance

There’s perhaps no more beautiful stretch of road than Lake Shore Drive on a sunny day. Between a shimmering Lake Michigan to the east and the towering steel pillars of business to the west, it feels like the reason that convertible cars were invented.

Besides cloudy skies or bumper-to-bumper traffic, a car accident is one of the few things that can ruin such a beautiful drive. To protect yourself from one of life’s unfortunate certainties, you need reliable Chicago, Illinois, (IL) auto insurance.

With VIU by HUB, we can help you find customizable coverage that fits your needs like a glove. The cost of Chicago auto insurance is on the rise, and with our brokers, you can find affordable, effective coverage.

The Benefits of Customizable Coverage 

It’s easy to find cookie-cutter Chicago auto insurance coverage. However, these types of policies can leave you paying out of pocket should the unfortunate occur or paying extra for coverage you’ll never need.

At VIU by HUB, our brokers will partner with you to identify your specific needs. We’ll then find customized coverage that fits them. This way you pay for what you need and nothing more.

When you work with VIU by HUB, we’ll help you find Chicago, IL auto insurance benefits that can be difficult to find elsewhere:

  • Classic vehicle coverage 
  • Coverage for electronics like sound systems 
  • Glass and windshield repair or replacement 
  • Global liability protection 
  • Policy options for underinsured drivers 

By paying for only what you need, you can keep your Chicago auto insurance affordable. Our brokers and agents will also help find additional ways to keep your costs low.

Trust Your Insurance Company

It can be difficult to choose a Chicago, IL auto insurance company by policy alone. Some companies will offer low rates but end up nowhere to be found when you need them. Others may include unnecessary coverages, so you feel like you’re paying for a premium policy when in fact you’re overpaying for a standard one.

So, when choosing Chicago, IL auto insurance, make sure to keep these factors in mind:

  • A claims process that’s transparent and fair 
  • Online reviews 
  • Payment flexibility 
  • Personable customer support agents 
  • Their longevity in the industry 
  • The variety of offered coverage options 
  • Word-of-mouth testimonials and personal referrals 

While costs are certainly a component of your ultimate decision, it’s essential to look beyond short-term monetary factors when choosing the right insurance broker. You want a team that will advocate on your behalf.

How VIU by HUB Can Help You Save

Of course, how much you pay in auto insurance premiums is important, too. To make sure the coverage you need is affordable, the brokers at VIU by HUB can help you identify some common ways to keep costs down:

  • Buying an older car – Older cars require less costly parts for repair or maintenance. 
  • Driving less – The less you’re on the road, the less risk you are to insurance companies. Public transportation or carpooling may help keep your premiums down. 
  • Installing anti-theft devices – Security devices can help keep your car safe and make it less likely it’s stolen. 
  • Joining clubs – Some organizations offer discounts on insurance premiums. 
  • Maintaining a good credit score – Your credit score is sometimes used to determine how dependable your behavior is. Good scores can lead to good rates. 
  • Owning a vehicle outright – When you lease or finance a vehicle, the lender will often require costly auto insurance to help reduce their risk. Owning the vehicle means you get to pick which coverage is best for you, not the lender. 

This information is intended for general informational purposes only and is not intended to constitute legal advice.

Auto insurance in Illinois by city

Understand risks, minimum state coverage requirements, average costs and other specifics that can impact auto insurance policies and premium rates in your city.