Auto Insurance in Orland Park, IL
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Quiet Village Living with Plenty of Amenities
Though a small population of around 58,000 people, there is nothing minor regarding life in the village of Orland Park, Illinois, (IL). The small-town community feel is refreshing, and the hustle and bustle of big city living is just 25 miles north in Chicago. In fact, this town is considered the “World’s Golf Center,” as village tales claim ownership to at least 1,089 golf holes within a 15-mile radius of the community. There is a lot happening in the village, and residents and magazines alike consider it one of the best places to live in Illinois.
The suburban feel is welcoming to diverse age groups, with retirees enjoying a quiet place to spend their days and young professionals who don’t mind a commute finding affordable housing. Almost 87% of the population owns their home, showing the affordability and long-term stability that can be found in Orland Park. Even though Chicago is just a short drive away, residents find plenty to keep busy in the village. There is first-class shopping close by, and there are several eateries that can tempt any palate.
If you’re looking for a quiet escape from work or the noise of the city, Orland Park, IL has plenty of forest parks and green spaces that allow you to enjoy the great outdoors. The Orland Park History Museum helps keep the spirit of the community alive, and the Village of Orland Park Arts Commission brings celebrations of art and diversity to the town. A first-rate school system attracts young families, and the short commute into the Windy City fills in any gaps in recreation or entertainment opportunities. While you drive about and enjoy the village, be sure to have VIU by HUB’s auto insurance for Orland Park residents keeping you protected.
Who Needs Auto Insurance in Orland Park, IL?
Thanks to Illinois state law, everyone who wished to register a vehicle within the state is required to carry liability insurance. The Illinois Department of Insurance is responsible for regulating insurance, agents, agencies and companies, and part of the regulations includes mandatory coverage in auto insurance. State law requires the following for liability coverage:
- $20,000 per accident for third-party property damage
- $25,000 per person and $50,000 for more than one person for injury or death per accident
The law also requires that liability insurance policies have uninsured motorist coverage at the same legal minimums held for bodily injury or death.
While the state doesn’t require your auto insurance from Orland Park, IL to include coverages like medical payments or collision, our VIU by HUB brokers recognize the need for expanded liability protection.
What Additions Should Be Made to Auto Insurance in Orland Park?
Car insurance takes care of expenses associated with bodily injury or death for those involved in the accident, as well as property damage that occurs to third-party individuals. These minimum limits and coverage areas don’t adequately address the risks you face both for owning a car and for operating it on the road. VIU by HUB’s industry experts can advise you on additional expenses that can be incurred from car ownership and can recommend additional coverage options to purchase. Some of these include:
- Medical payments
- Uninsured property damage
In the event of a fire, weather-related damage, collision, theft or another incident, the personal expenses to fix your car, replace it or take care of your medical bills could well exceed what your budget allows. Raising the limits or purchasing additional coverage for your auto insurance from Orland Park, IL VIU by HUB brokers can protect your finances.
This information is intended for general informational purposes only and is not intended to constitute legal advice.