Auto Insurance in Findlay, OH
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Choose the Auto Insurance That Works for You and Your Needs
Home to two Fortune 1000 companies and a range of other large employers, it's easy to see why more than 41,000 people call Findlay, Ohio, home. Companies like Marathon Petroleum and Whirlpool bring thousands of workers in from around Hancock County. Factor in the city's range of craft shows, festivals, fairs, and parades it hosts each year, and it's easy to see why there are so many drivers on the road. Of course, that means you'll need to protect yourself when you're driving by purchasing auto insurance in Findlay, OH.
Picking the Right Car Insurance to Meet Your Needs
Before choosing car insurance, it's important to consider what your needs are. If you live very close to your job or don't drive often at all, you may be able to get away with Ohio's minimum liability requirements. However, if you are someone who commutes into the city for work, spends a lot of time on road trips, or just generally loves to be behind the wheel, you will want more coverage. Our professional insurance agents at VIU by HUB offer a wide range of policy add-ons to help you find exactly what you need.
- Expanded Liability Coverage –Auto insurance in Findlay, OH, only requires you to carry a 25/50/25 policy, but this often isn't enough if you're in a multi-car accident. We can help you decide how much coverage you'll need to pay for your own vehicle damages and medical bills as well as for someone else's.
- Comprehensive Coverage –Your liability coverage only protects you if you're in a car accident. However, damage can happen to your vehicle even when you're nowhere near it. Comprehensive coverage protects you if someone breaks into your car by repairing glass breakage, replacing theft of some items, and repairing any other damages.
- Rental and Roadside Coverage –When requested, we can add roadside assistance or rental coverage to your policy. This means you're covered if you run out of gas, get a flat tire, or need to rent a car while yours is being repaired after an accident.
Protect Yourself from Uninsured Drivers in Ohio
You must have a minimum amount of auto insurance in Findlay, OH, if you want to drive safely and legally. In the state of Ohio, your policy must carry a minimum of $25,000/$50,000/$25,000. In order, the amounts refer to how much your insurance will cover if you injure one person, how much it covers if you injure two or more people, and how much it pays for damages to vehicles. When you don't carry the property amount of coverage, you put yourself at risk of losing your license, paying hefty fines, or even being jailed if you have multiple offenses.
Despite the relatively low minimum and high repercussions for being uninsured, many people still choose to go without insurance. This not only puts them at risk of losing their license but puts you at risk of not having enough money to cover expenses if they cause an accident. We can help you choose an underinsured or uninsured motorist policy that protects you from situations such as this. Your policy will protect yourself and your car even if someone else was irresponsible behind the wheel.
This information is intended for general informational purposes only and is not intended to constitute legal advice.