The VIU Point

Welcome to VIU’s personal insurance blog, where you’ll find everything you need to know to stay protected today and tomorrow.

Person sealing their roof

Essential steps to prepare for a power outage

Be ready when the lights go out! Discover essential steps for preparing your home and family for power outages. Stay prepared and stay safe.

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Homeowners insurance

My roof just got hit by hail — now what? A step-by-step guide for homeowners

A couple is looking at a laptop together.

Homeowners insurance

How getting married affects your insurance

A woman is sitting in the back seat of a car holding her phone in her hand.

Auto insurance

Does a speeding ticket affect your car insurance?

A car is coming up to a deer that is crossing the road.

Auto insurance

What to do when you hit an animal while driving

A mother hugs her daughter while they look at a laptop and a dog looks on.

Renters insurance

How much renters insurance do I need? A coverage guide

A woman is packing a large bundle into the back of a vehicle.

Homeowners insurance

Insurance when moving to a new state: What you need to know

Young people carrying household items up a flight of stairs.

Renters insurance

What does renters insurance cover? A first-timer's guide

Icicles hang from a house's gutter in the winter.

Homeowners insurance

Does homeowners insurance cover burst pipes?

A house with a damaged roof.

Homeowners insurance

Home insurance replacement cost versus repair: What you need to know

A woman sits on the floor with a laptop as a dog licks her nose.

Homeowners insurance

How much home insurance do I need? A complete guide

Houses on a street, with a for sale sign in the lawn of the closest house.

Homeowners insurance

Insurance for rental property landlords: What you need to know

A smiling woman in a sweatshirt and beanie is driving a car.

Auto insurance

5 ways Midwest drivers can save on car insurance in 2026