Auto
Cover your passengers and vehicles against accidents.
Cover your passengers and vehicles against accidents.
Auto
Homeowners
Keep your family and home financially protected.
Keep your family and home financially protected.
Homeowners
Life
Secure your family's future
Life
Umbrella
Extend your coverage
Umbrella
Renters
Protect your belongings
Renters
Landlord
Protect your rental property
Landlord
Condo
Safeguard your space
Condo
Motorcycle
Insure your motorcycle
Motorcycle
Pet
Keep beloved pets covered
Pet
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The VIU Point

Welcome to VIU’s personal insurance blog, where you’ll find everything you need to know to stay protected today and tomorrow.

Person sealing their roof

Essential steps to prepare for a power outage

Be ready when the lights go out! Discover essential steps for preparing your home and family for power outages. Stay prepared and stay safe.

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Auto insurance

Usage-based auto insurance: Is driving less really the key to lower premiums?

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Homeowners insurance

Why you need flood insurance in 2026

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Umbrella insurance

Why umbrella coverage is essential in 2026

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Homeowners insurance

How insurance is shaping homeownership in 2026

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Auto insurance

Does working from home reduce car insurance?

A family dressed in winter apparel is behind their car. The man is unloading a sled, while the woman is holding their toddler.

Auto insurance

Auto insurance in 2026: what’s driving costs and how to prepare

A woman is on the phone and sitting in a room filled with moving boxes.

Homeowners insurance

What happens to your insurance when you retire overseas

A father and his kids are packing up a vehicle.

Homeowners insurance

Should I bundle insurance? When keeping different companies pays off

A cat is sitting on a kitchen table with a person holding the cat's face.

Pet insurance

Pet insurance: Worth it for indoor cats and dogs?

A woman is on the phone, looking at a leaking pipe under a sink.

Homeowners insurance

Home insurance add-ons: which optional coverages are worth it?

A woman is sitting at her kitchen table, working on her laptop.

Homeowners insurance

How to document your home for insurance before you need to file a claim

A family is looking at a tablet while standing in a house.

Homeowners insurance

Market value vs replacement cost in home insurance: What you need to know