Car Insurance in Lafayette, Indiana

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Many Adventures a Short Drive Away

Car insurance isn't just about being prepared for accidents. Good coverage with car insurance in Lafayette, Indiana, encourages you to enjoy life more. This stylish metropolitan area of 185,000 people is full of attractive destinations, from the Clegg Botanical Gardens overlooking Wildcat Creek to artistic venues such as the Art Museum of Greater Lafayette. Most of the region's hotspots are just 10 to 15 minutes away by car.

Entertainment for Kids, Teens and Adults

Life in Lafayette caters to people of widely different interests. There are exciting nightlife options for adults ” from eclectic to sophisticated ” and fun destinations for families, such as the Columbian Park Zoo and the Celery Bog Nature Area. When you choose car insurance in Lafayette, Indiana, use VIU by HUB to customize the coverage to your family's lifestyle.

Architecture enthusiasts can check out Samara House, a creation of famed builder Frank Lloyd Wright. Nature lovers are close to Prophetstown State Park with its 53 acres of greenery, deer, foxes and birds. People looking for a good workout can visit the Wabash Heritage Trail for hiking and biking.

A College Town at Heart

Purdue University plays a big part in Lafayette's identity and personality. There are more than 100,000 students attending college in Lafayette, more than half of the total population. As you would expect in a college town, the city has countless restaurants, pubs, bistros and coffee shops to discover.

Some students live on campus. Others rent apartments in Lafayette or commute from surrounding cities. Some of the city's 31,000 families have university students who live at home. The average commute is just 15 minutes, making morning drives quick and easy.

A Relaxed Commute

Workers in Lafayette have a short commute, too. Many local professionals work in education. Other prominent industries in Lafayette are manufacturing, construction and hospitality.

If you're like 75% of workers. you take a car to the office. Fewer than 2% rely on public transportation. Thanks to Interstate 65, U.S. Highway 52 and U.S. Highway 231, it doesn't take long to reach your destination. Of course, busy roadways also increase the risk of car accidents.

Traffic and Car Accidents

Compared to Indianapolis to the southeast, Lafayette's traffic situation is decent. That said, some sections of Interstate 65 see more than 40,000 vehicles every day. There are over 7,000 car accidents each year.

Insurance doesn't prevent crashes, but it allows you to recover from them. For example, personal injury protection can cover medical costs after an accident, helping you get high-quality treatment, medicine and therapy. Collision insurance can make it easy to repair or replace your car after a crash, helping you get back to your normal routine ASAP.

Comfortable Weather

The weather in Lafayette is good for hopping in your car and exploring. Both summer and winter tend to be balanced, with an average amount of rain, just 19 inches of snow and 200 days of golden sunlight. Still, winter brings some freezing days, so you need to be alert for icy roads. Snow and ice make car crashes more likely, especially when other drivers are speeding or texting behind the wheel.

Pricey Car Insurance but Solid Coverage Options

Car insurance in Lafayette, Indiana, is on the high side for state prices, usually about $180 a month for full coverage. Fortunately, you can customize many aspects of your policy, from collision to storm coverage. VIU by HUB shows you many different insurers, giving you the freedom to choose and potentially saving you money.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


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