Car Insurance in Jonesboro, AR

Drive around your city with peace of mind when you have the best car insurance in Jonesboro, AR, to meet your needs.
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Commuting in Jonesboro, AR

A vibrant city with a population of nearly 80,000 people, Jonesboro, AR, is home to a wide variety of attractions. People who live in the area enjoy museums, galleries and performance venues, as well as Craighead Forest Park and events like the Arkansas Cornbread Festival. Jonesboro currently experiences a cost of living that is nearly 21% lower than the national average. It is also a hot spot for job growth, making it a popular city for those seeking to make career changes.

People who live in Jonesboro have access to the Jonesboro Transit System's buses. However, they only run from 6:00 a.m. until 7:00 p.m. Since people often need to do things later into the evening, more than 81% of the area's residents use their cars to commute to and from work and to run their errands. The average commute for someone living in Jonesboro is 17.6 minutes one way, which is roughly 10 minutes shorter than the national average.

With so many people on the roads, buying car insurance in Jonesboro, AR, is vital if you're a driver. In Arkansas, a driver must carry liability minimums of $25,000 per person or $50,000 per accident for bodily injury. They also have to carry $25,000 for property damage in an accident.

The Importance of Jonesboro Car Insurance

Having car insurance in Jonesboro, AR, is important for a variety of reasons. Perhaps most importantly, it keeps you within the means of the law. If you are caught driving without insurance in the state of Arkansas, you could face losing your license or needing to pay hefty fines.

Car insurance is also important if you are someone who will be on the road a lot. There were 39 fatal accidents between 2018 and 2021 in Jonesboro. When you're in an accident in the city, insurance provides the money you need to have medical care for yourself, your passengers and anybody who was in the other vehicle. It also helps you to replace or rebuild your vehicle so that you can get back behind the wheel as soon as possible.

The right insurance policy will even protect you if your vehicle is stolen. A report by K8 indicates that car thefts are on the rise in the area. Comprehensive insurance protects you if your vehicle is damaged during a break-in or otherwise vandalized, which means it is a must-have. 

Factors Affecting the Cost of Auto Insurance

Several factors determine how much you'll pay for car insurance. One of the biggest factors is your car. Sports cars cost more to insure than family-style cars, as an example. You'll also pay more for older cars that don't have as many security features.

Demographic factors are a determination, too. If you live in a neighborhood with a high rate of vehicle theft, you'll have to pay more. Furthermore, younger and less experienced drivers can expect to pay higher premiums. On average, people in Jonesboro pay about $1,744 per year, which is just under the state average. 

Auto Insurance for Everyone

Finding car insurance in Jonesboro, AR, doesn't need to be difficult. You can easily compare prices on VIU by HUB. The website allows you to provide information about yourself and your vehicle and creates a list of quotes from some of the top insurance providers in your area. From there, you can choose the one that best meets your needs.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


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