Car Insurance Quotes in Atlanta, GA

Car insurance lets you drive through the city without worrying about the expense of an accident.
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Get the Car Coverage You Need for Peace of Mind

Atlanta is one of the fastest-growing cities in the nation, with more than 500,000 people traveling throughout the city each day. Residents commute to work or school, and tourists are always passing through. With all of the traffic, Atlanta is considered one of the worst places to commute. Around 372,555 commuters experience an average trip of 35 minutes. Making it safely from one place to another with the right coverage requires finding the right car insurance quotes in Atlanta, GA.

Your Need for Car Insurance in Atlanta, GA

In addition to I-85 and I-75, two major highways running through the heart of the city, there are dozens of other roads winding through Atlanta and Fulton County. Approximately six car accidents occur each hour, totaling around 4,593 car accidents each month. Alcohol and drug impairment, as well as speeding and distracted driving, are the leading causes of accidents.

The actions of other drivers aren't your only concern when traveling through the city. Weather conditions, like severe rainstorms or icy roads during the winter, also lead to an increased risk of accidents on the road. With the average cost of a car accident settlement in the state reaching $18,000, car insurance isn't something you can afford to ignore. VIU by HUB makes it easy to find out what kind of insurance you can afford.

Costs You Will Find with Car Insurance Quotes in Atlanta, GA

The cost of car insurance varies according to factors like your driving history, age, credit rating, type of car, amount of coverage and more. The average rate for basic required coverage is $1,282 per year. Because of the population and risks associated with a big city, Atlantans pay about $270 more a year than other drivers in the state and roughly $17 more a year than the national average of $1,265. The tools from VIU by HUB let you compare rates between insurers across the city.

Your Options for Expanded Car Insurance

To give yourself the best protection when traveling across the city, consider expanding your car insurance coverage. Although you could spend your money taking public transit through the bus or Metro rail system, the commute times and the cost make insurance a better investment. You can invest in a policy that addresses physical damage or purchase additional coverage for your medical costs in the event of an accident.

Physical Damage Insurance

You have two options when choosing insurance that addresses the expenses of damage to your car. With collision coverage, damages or loss associated with an accident are eligible for a claim. Comprehensive coverage addresses damages or loss with events that don't include a collision. These events typically involve fire, vandalism, theft or storm damage.

Uninsured or Underinsured Motorist Insurance

While car insurance in Atlanta, GA is required, some choose to get on the road without this protection in place or without a policy that has substantial coverage limits. With this additional coverage, you or your passengers receive medical coverage and vehicle damages if the individual responsible for the accident doesn't have the necessary insurance.

Medical Payments

Consider adding medical payment coverage to your car insurance quotes in Atlanta, GA, to address the medical care you may need due to physical injuries you or your passengers receive in a car collision. It's an optional coverage that applies regardless of who is at fault for the accident. You can set the payout limit and use it as a supplement to your health insurance coverage. It is also referred to as medical expense coverage.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


The Atlanta Journal-Constitution


Accident Data Center

Georgia Governor's Office of Highway Safety

Hasner Law

The Fitzpatrick Firm, LLC

Georgia Office of Commissioner of Insurance and Safety Fire

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