Car Insurance in Shreveport

As a driver, you may be involved in a collision that results in significant property damage and bodily injury, but having car insurance in Shreveport can protect you from paying out of pocket.
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Welcome to Shreveport

With just over 180,000 residents. Shreveport is the third-largest city in Louisiana. It is located in the northern part of the state and serves as the cultural and economic center of the region where Arkansas, Louisiana and Texas meet. There are many reasons to get around the greater Shreveport area thanks to the presence of several universities and major employers such as Amazon, Walmart and JP Morgan Chase, among others. Shreveport is also a major stop along the I-20 corridor, connecting to major cities such as Dallas, Texas and Atlanta, Georgia. 

There is no shortage of drivers in a place like Shreveport. Whether you're visiting the Shreveport Aquarium or attending classes at Louisiana State University Shreveport, you may be at risk of having an accident. Speeding is a major problem in the city. According to the Shreveport Police Department. in 2001, the highest number of traffic violations occurred due to speeding. Driving over the speed limit can increase the severity of injuries and property damage in a collision.

Although Shreveport has a public transit system, it is made up of buses that share the roadway with personal vehicles. Many people drive through Greater Shreveport on the way to other cities. Because the number of fatal collisions is on the rise statewide. having car insurance in Shreveport helps protect you from paying out of pocket for damages and injuries after a collision.

The Coverage You Need

Louisiana requires vehicles to have 15/30/25 liability limits :

  • $15,000 for bodily injury to one person
  • $30,000 for bodily injury to more than one person per accident
  • $25,000 for property damage, including other vehicles

These minimum coverages may not be sufficient for a crash that involves several vehicles or injuries to multiple people, which is possible in Shreveport. Consider these other available coverages for car insurance in Shreveport:

  • Medical payments:Covers medical bills for a period following an accident, including funeral expenses
  • Uninsured/Underinsured Motorist:Pays benefits for collisions involving an at-fault driver with too little insurance or none at all
  • Collision:Covers damage to your auto regardless of who is at fault
  • Comprehensive:Pays for damages due to theft, fire, flooding, vandalism and certain events

If you're leasing or financing your vehicle, your lender may require you to carry collision and comprehensive coverage. VIU by HUB helps you find a plan that is tailored to your specific needs.

The Bottom Line

Shreveporters pay $2,194 a year for car insurance, which is lower than the state average but above the national average of $1,548. These factors determine what you'll pay for a year of auto coverage:

  • Age:Teen drivers pay much more for coverage than drivers in their 20s.
  • Marital status:Married drivers file fewer claims statistically and generally pay less.
  • Gender:Female drivers pay a little more for insurance in Louisiana.
  • Driving record:Drivers without traffic violations on their record enjoy lower premiums.
  • Credit history:The higher your credit score, the less you'll pay for coverage, on average.

Most insurance companies offer discounts that you may qualify for, including having multiple policies or driving cars with certain safety and security features. Let VIU by HUB help you explore all your available options to find the best plan for car insurance in Shreveport. You can save money by comparing rates and making sure you're not paying for coverages that you don't need.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


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