Car Insurance in Westminster

Stay confident behind the wheel with a comprehensive policy for car insurance in Westminster.
Compare, shop and customize quotes from top-rated insurance carriers.

Protection With Auto Insurance

The history in Westminster, MD, is abundant. Whether you're driving around to do a little sightseeing one afternoon or plan to take some time exploring, there is no shortage of things to do. Serpent Ridge Vineyard is a lovely place to spend the afternoon, and heading north through town, you'll find yourself immersed in history at the Union Mills Homestead. Before you plan your road trip, look over your policy for car insurance in Westminster to be sure you're properly covered.

In 2020, three vehicles were involved in fatal accidents. resulting in two deaths. This is higher than the previous two years, when both had one fatal accident with one fatality. With a population of nearly 20,000. there are always individuals out in the community. It is important that you know your defensive driving skills so you can avoid injuring another individual.

Defensive driving is especially important during certain times of the year. In the warmer months, there are more pedestrians you need to look out for. Between November and April, the roads will be snowy, requiring another level of safety. With May being the rainiest month. drivers also need to practice extreme caution.

Why You Need Car Insurance in Westminster

Westminster does have access to Carroll County's public transportation system. While this can be convenient sometimes, it doesn't always provide you with the necessary transportation. With your own vehicle, you can go where you want, when you want. You can handle emergencies in a timely manner, and you can run errands on a whim.

With a personal vehicle, you will need car insurance in Westminster. VIU by HUB assists you in seeing insurance quotes side-by-side so you can determine which will fulfill your needs.

Risks Covered by Auto Insurance

In the state of Maryland, your minimum liability requirements for car insurance include $15,000 for property damage, $30,000 for personal injury per person and $60,000 per accident. Personal injury liability covers the injuries you caused another individual in a car accident. Property damage liability covers the costs to repair the damages you caused. Other options include:

  • Uninsured/Underinsured Motorist - Covering property damage and bodily harm due to the actions of uninsured or underinsured drivers
  • Collision - Covering property damage resulting from any collision with a pothole, telephone post, tree or similar situation
  • Comprehensive - Covering damages resulting from anything other than a collision, such as a natural disaster, fire, missile or falling object
  • Personal Injury Protection - Covering lost wages, medical bills and services unable to be rendered by the driver and passengers in your vehicle

Average Costs of Westminster Car Insurance

On average, Westminster drivers have a 7% savings from other drivers in Maryland. The average monthly premium for car insurance in Westminster sits at $66 for minimal coverage. Full coverage boosts the monthly premium average to $145 per month. If you are a senior, you can expect to pay less, and if you are a young driver, you can expect to pay more. Other factors that determine your premium include the type of car you drive, your age, previous driving violations and yearly mileage.

Compare Quotes for Auto Insurance

Multiple insurers match your unique needs for car insurance in Westminster. Finding the right price for the right product is what VIU by HUB helps you do. Get started today by comparing quotes.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


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