Plymouth Home Insurance

Enjoy the comfort of your home with the peace of mind of having Plymouth home insurance.
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Get the Home Insurance Right for You

With a population on the rise, Plymouth has multiple attractions for residents and tourists alike. If you enjoy the lake, French Regional Park is an excellent location for canoeing, sailing and swimming. If you are looking for a place to relax, the picnic area can be a great place to wind down and enjoy a meal. Whether you are looking for adventure or relaxation, it's important to have the proper Plymouth home insurance to protect your home and belongings.

Annual Weather

Winters in Plymouth are cold, windy and snowy. It isn't unusual for the winter months to see over a foot of snow at a time. Having Plymouth home insurance is crucial to protect from damage that can occur due to snow and ice storms. In the summer, the weather is warm and wet, with lots of rainfall. In winter, the temperatures typically stay under 35 degrees, and, in summer, highs don't usually exceed 82 degrees. With the increased rainfall averages in June and July, adding flood protection to your home insurance policy may be a good idea if you live in a high-risk flood area.

Home Values in Plymouth

Mean home values in Plymouth are just under $480k. which is significantly higher than the average cost of homes in Minnesota. Reasons for this include the beautiful scenery around the area and the variety of different homes available. There are many luxurious homes nestled safely in gated communities. Whether you want to live in a well-established neighborhood with homes full of history or build a blank canvas to decorate and personalize however you'd like, there are homes for just about everyone. No matter what sort of home you prefer, ensure you have the right Plymouth home insurance by comparing rates with VIU by HUB.

Factors Impacting Home Insurance

The average cost of homeowners insurance in Plymouth is about $1,818 annually. This is slightly lower than the average of Minnesota but almost exactly on point with national averages. Factors that play into the average include crime rates and property values.

Thankfully, violent crime is very low in this area. There is only a 1 in 1,353 chance of being a victim of violent crime, which is significantly lower than both the state and national averages. Property crimes are more common, with burglary and theft being the most frequent. Plymouth home insurance typically covers items lost in a burglary or theft.

Personal factors may also influence your rate, including marital status, credit score and claims history. Someone with a good credit score and few previous claims may find themselves offered a better rate than someone with a low credit score and a history of frequent claims. Insurance companies consider these factors because it helps them calculate the risk for insuring you and your home.

The type of home insurance you choose will also affect your rates. The different types of home insurance include:

  • Basic coverage
  • Broad coverage
  • Special form coverage
  • Comprehensive coverage

Each type of insurance varies on what they will and will not cover, so read your policy carefully.

Find Home Insurance That Meets Your Needs and Budget

Amid work and play, it's important to remember that Plymouth home insurance is essential to protect yourself, your home and your belongings in case of an unfortunate event. VIU by HUB helps find the plan that fits your individual needs.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


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