Car Insurance in New Rochelle
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Staying Safe in New York's Private Paradise
It's not exaggerating to call New Rochelle a private slice of heaven near the city. Even though this popular city is only 20 minutes from the Bronx, it feels like living in the countryside. Over 225 acres of gorgeous parks, meadows, islands and nature preserves give residents countless ways to relax. With such peaceful surroundings, does your family need good car insurance in New Rochelle?
Streets, Highways and Traffic Problems
While the outskirts of New Rochelle are pristine, city streets still have plenty of traffic. I-95 runs through town, making daily commutes easier but also increasing the risk of car accidents. The city has a population of 80,000, with over 26,000 households. On average, local families own two cars, and many others own three or more.
Car Accidents
Even in such a peaceful city, you still have to be prepared for the possibility of a car accident in town or on the highway. There are over 2,000 accidents a year and about 350 injuries from car crashes.
In the wider area of Westchester County, there are approximately 32,000 crashes every year. In just three years, there were over 25,000 injuries from accidents.
Commuting
Not everyone drives to work in New Rochelle. Some walk and about 20% use public transportation. Still, over 50% of workers drive to work, and 3,500 households carpool.
The average commute is 30 minutes. A surprisingly large percentage of residents have to drive 60-90 minutes every workday, each way.
These statistics matter when you're looking for car insurance in New Rochelle, because the more time you spend driving, the higher your risk of getting into a car accident. High-speed collisions on the highway are especially dangerous.
Avoiding Collisions in New Rochelle
Why do car accidents happen in such idyllic surroundings? Ironically, nature can be one of the causes. Deer and other animals can run unexpectedly into the road. Cold winter weather, icy highways and forested areas are also a dangerous combination.
That said, the majority of car crashes in New Rochelle involve collisions with other vehicles, not trees or posts. Rear-end accidents can happen when the driver in front of you suddenly slams on the brakes. Right-angle collisions can occur when other drivers run red lights or stop signs.
Comparing Prices for Car Insurance in New Rochelle
Using VIU by HUB helps you find car insurance that is a good fit for your family's budget and needs. Comparing different insurers can make a major difference because New York auto insurance costs vary considerably. Here are a few average prices for comparison:
- New Rochelle: $2,050 a year or $170 a month
- Yonkers: $2,500 annually
- Syracuse: $1,500 a year
- New York City: $3,500 each year
The average for the United States is about $2,000 for good insurance coverage. That means that you can feel good about your policy in New Rochelle, though finding ways to save money is great.
Choosing the Best Auto Insurance for Your Family
Adequate coverage for personal medical costs matters for every driver in the family. Basic liability insurance doesn't cover hospital expenses. By doing your homework and choosing the right level of coverage for car insurance in New Rochelle, you have peace of mind knowing family members have trustworthy protection. With VIU by HUB, you can also choose specialized coverage, safeguarding against theft, storm damage, electronics-related losses and other risks.
This information is intended for general informational purposes only and is not intended to constitute legal advice.