Car Insurance in Portland

High-quality car insurance in Portland makes life a little safer.
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One of America's Best Cities for Families With a Vehicle

Portland, ME, is an underappreciated gem in the United States. This beautiful city offers a rich history, stunning ocean views, and natural surroundings, such as the Eastern Promenade Trail. It received the U.S. News #1 "Best Place To Live on the East Coast award in 2023. To make the most of life in this versatile East Coast city, every family should invest in good auto insurance in Portland.

Endless Outdoor Locations a Short Drive Away

Nature lovers have countless things to do in the city and a short distance away, including:

  • Fort Williams Park: A 90-acre park with historical architecture and trails
  • East End Beach: Portland's peaceful beach on the Atlantic Ocean
  • Casco Bay Islands: A group of six small islands with phenomenal beaches, swimming, sailing and kayaking opportunities

Less than 10 minutes outside of town, the Mackworth Island State Park provides even more options for exploration and family fun.

Rich Culture

Portland also offers popular destinations for people who love art, music, food and wine. The Portland Observatory offers beautiful views, and the Portland Museum of Art houses legendary works by Claude Monet and Andy Warhol. Downtown Old Port is another fantastic neighborhood with cobblestone streets, historic buildings, walkable shops and tantalizing restaurants serving up fresh seafood dishes.

Year-Round Road Trips

Local families need to invest in good car insurance in Portland because the area gets significant tourism and traffic all year. In spring, visitors and locals check out the Eastern Promenade's 80 acres of greenery, gorgeous harbor views and trails for walking, hiking and biking.

Summer brings Portland Wine Week and weekends spent at the area's many beaches. Fall makes road trips mandatory to see the colorful foliage. Even winter brings visitors to the region for skiing at Lost Valley.

The Need for Car Insurance in Portland

Even though Portland has a laid-back, peaceful feel, it also gets significant traffic. The city itself only has about 70,000 residents, but the metropolitan area where people live and work counts a population of more than 500,000.

Car Accident Statistics

The city of Portland had over 2,300 total crashes in 2022. More than 550 people were injured. When taking into account the large metro area, the number of crashes skyrockets to almost 8,000. That's about 150 crashes a week or more than 20 a day.

Commuting Information

The city has a large percentage of residents who work from home (15%) or walk to work (10%). Still, even people who have a home office usually own one or two vehicles.

The large majority of commuters drive to work every day (60%). There are a few basic public transportation options, but only about 2% of workers use them for commuting.

Local commuters also include college students. There are about 17,000 students enrolled in the University of Southern Maine and other schools. High-quality car insurance in Portland is essential for anyone who commutes regularly.

Types of Car Insurance Coverage for Portland

VIU by HUB makes it easy to compare different types of insurance coverage for vehicles, including collision coverage, personal injury protection, theft insurance (comprehensive) and other options. The right policy depends on each driver's habits and neighborhood.

Excellent Options for Portland Car Insurance

On average, car insurance in Portland, ME, costs just over $1,000 a year for full coverage. This is higher than the Maine average but much lower than average U.S. insurance costs. With VIU by HUB, families in Portland can save even more by customizing coverage limits and checking prices between insurers.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


U.S. News

Data USA

Maine Department of Transportation

U.S. Census Bureau

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