Car Insurance in Fall River, MA

Drivers travel Fall River's roads and highways with greater confidence when they find and compare effective car insurance in Fall River, MA, with VIU by HUB.
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The Need for Effective Fall River Car Insurance

Fall River, like other cities located in the original 13 states, has a storied history. Settled sometime in the 17th century. the town became famous in 1892 for the Borden House murders, when Lizzie Borden allegedly axe-murdered her father and stepmother. A jury found her not guilty, but this did not end the city's reputation as a sometimes dangerous place, especially for today's drivers.

The Dangers of Fall River Roads

Today, Fall River motorists face numerous dangers as they commute or travel with family. From freeway on-ramps on the 24 South that only give them seconds to merge safely to slippery and icy winter driving conditions during Fall River's long and cold winter, where snowfall exceeds the national average by more than 5 inches, they require effective car insurance in Fall River, MA, that covers injuries and property damages when accidents happen.

Habits of Fall River Drivers

More than 80% of residents in Fall River use their own vehicles to commute, and with limited bus routes in the city, motorists face an increased risk of experiencing an accident. The same data block reveals that most commuters drive approximately 20 minutes to reach their places of employment, which means a glut of vehicles on the road in a brief span of time. Comparing car insurance choices in Fall River, MA, with VIU from HUB helps drivers make informed choices regarding their safety while on the road.

Fall River Car Insurance: Why Effective Coverage Matters

Massachusetts is a no-fault state, which means Fall River drivers must carry personal injury protection insurance that pays for their injuries in case of a car accident. Insurance laws also require that drivers carry other types of mandatory insurance, including:

  • Bodily injury caused by uninsured motorist
  • Property damage
  • Bodily injury to others, such as pedestrians

Motorists may add on other coverage options for car insurance in Fall River, MA, but may want to keep in mind that the price of car insurance in Fall River may rise with each they add on.

The Cost of Fall River Car Insurance

More than 93,000 people live in Fall River and those who drive in the city each have different needs when it comes to buying car insurance. The average cost for car insurance in Fall River, MA, is $1,490 annually ; however, some drivers, such as seniors, students and participants with safe driving trackers that measure good driving habits, may receive discounts.

Motorists who want additional coverage can purchase supplementary bodily injury and other coverage, including:

  • Accident forgiveness
  • Gap insurance
  • Collision

Collision insurance covers drivers who experience accidents with stationary objects, such as a fence or a telephone pole. These accidents may happen when drivers lose control of their vehicles because of driving distractions. Gap insurance helps drivers pay off their cars if an accident totals them. VIU by HUB can help you find an insurance company that provides this coverage.

Motorist Risks in Fall River, MA

Those who own and drive cars in Fall River face a variety of risks. reports that incidents of car theft occur about every 299 per 100,000, a statistic that almost matches the national average. Comprehensive insurance covers the theft of a vehicle or damage to its parts during an attempted break-in.

Drivers may also encounter flooding, sleet or snow-covered roads during the spring and winter, as Fall River receives a significant amount of precipitation. Sliding and striking objects or people can also occur during icy conditions.

Finding the right car insurance in Fall River, MA may feel like a puzzle for drivers who live there. Comparing coverage costs and options before purchasing offers motorists peace of mind that they have the protection they desire.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


Fall River, Massachusetts

Quick Facts: Fall River, Massachusetts

Census Reporter

How Much is Car Insurance in Fall River, MA?

History of Fall River, Massachusetts

Basics of Auto Insurance

Road From Hell: Route 24 Is a Dangerous, Deadly Highway

Climate In Fall River, Massachusetts

Official Lizzie Borden House

Auto insurance in Massachusetts by city

Understand risks, minimum state coverage requirements, average costs and other specifics that can impact auto insurance policies and premium rates in your city.