Auto Insurance in Asheville, NC

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Staying Prepared While Driving in Asheville

Whether you drive through The Land of the Sky for business or pleasure, you need to know that your vehicle is protected while you're on the road. Caring for your car is an essential first step. Regular maintenance prevents car trouble and breakdowns along your route. Defensive driving is also critical; there's no way to predict what other drivers will do, and it's best to be ready for anything.

However, you also need reliable insurance coverage. That's why VIU by HUB is prepared to create a custom policy for car insurance in Asheville, NC. Whether you're commuting to work through the city on Interstate 40, sightseeing near Biltmore Estate or running a few errands near home, you can drive with peace of mind knowing you have the best protection for your vehicle.

Even the most careful drivers need coverage in case of an accident. Road hazards are everywhere, and a mishap can take place even if it's not your fault. Car insurance in Asheville, NC, protects you through many circumstances. Heavy rain and thunderstorms can crop up in the summer, making roadways slippery. Freezing rain in the winter can do the same, coating streets with ice and making a drive through Asheville's high elevation hazardous. Unfortunately, distracted drivers can be found everywhere, too, and they present a risk to you while you're on the road. With a personalized auto insurance policy from VIU by HUB, though, you'll be ready for whatever happens during your commute.

Creating a Custom Policy for Your Needs

Do you have insurance requirements that go beyond standard coverage? We can help you. While VIU by HUB offers basic policies for car insurance in Asheville, NC, we can also create a personal plan for you that's designed for your individual needs.

You may want to consider uninsured and underinsured motorist coverage. With this coverage in your policy, even if you are in an accident with someone who does not carry an adequate amount of insurance to pay for your damage, you will still be protected.

Is your car one-of-a-kind? Agreed value coverage may be what you need. With this type of protection, we insure your vehicle for a predetermined amount when you begin your policy. If you have a covered loss, you can be assured you will receive the agreed value of your car so that you have the funds to repair or replace your custom vehicle.

If you own a fairly new car, replacement coverage may be something to consider. We agree to replace your totaled vehicle with a new car when you have this kind of coverage.

Accidents can happen off the road, too. Car insurance in Asheville, NC, with comprehensive coverage will help pay for damages incurred by such events as:

  • Vandalism
  • Theft
  • Falling objects
  • Animals
  • Natural disasters

Tips for Avoiding Car Accidents

While we're here for you when you have a claim, avoiding an accident is best. Here are some things to keep in mind as you drive to help you stay safe:

  • Watch out at intersections for drivers trying to beat the yellow light.
  • Keep at least one hand on the wheel at all times.
  • Watch for children, especially in parking lots, near schools and in residential areas.
  • Leave enough space between you and the car in front of you.
  • Look around you as you back out your vehicle.

This information is intended for general informational purposes only and is not intended to constitute legal advice.

Auto insurance in North Carolina by city

Understand risks, minimum state coverage requirements, average costs and other specifics that can impact auto insurance policies and premium rates in your city.