Car Insurance in Gilbert

Whether you have a short drive or a long commute, your day is better with dependable car insurance in Gilbert.
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How Car Insurance Helps Drivers in Gilbert Every Day

In under 50 years, Gilbert, AZ, has grown from a population of 6,000 to almost 300,000. This massive increase speaks volumes about the city's beautiful climate “ with almost 300 perfect days of sun a year ” and excellent safety ratings. Destinations such as the Hale Centre Theatre and the Riparian Preserve at Water Ranch appeal to a wide range of ages and interests. Of course, with such a rapidly growing population, traffic issues and car accidents aren't far behind.

Protecting Local Drivers on the Go

Even though Gilbert has a small-town feel, it still has big-city traffic to deal with. In 2022 alone, there were over 2,500 accidents within Gilbert city limits. Of these crashes, more than 20% caused injuries (550) and hurt over 800 people in total.

The numbers get even more serious when taking into account the number of residents who commute to nearby cities such as Phoenix, Tempe and Chandler. The area around Gilbert experiences a shocking total of 85,000 car crashes each year, along with more than 25,000 injuries and 650 casualties. That equals about 230 accidents and nearly 70 injuries every day.

Covering Medical Care After a Crash

Car insurance in Gilbert is essential for covering medical costs after an accident. Hospital care in Arizona can get extremely expensive very quickly. Just getting an X-ray costs nearly $3,000 on average. Some CT scans cost $5,000 to $8,000 or more. Broken bones, neck injuries and joint problems can be even more costly.

Drivers need personal injury car insurance to get help for these types of car accident injuries. This policy helps with medical costs for the insured driver and passengers. With VIU by HUB, it's easy to see policy coverage limits and choose a balanced option for your family's needs.

Helping Commuters Get Back on the Road

Fewer than 0.5% of local workers use public transportation to get to work. Over 70% prefer to drive alone to work instead. Commuting is an important part of life in Gilbert, and seven in 10 families own at least two to three vehicles. Unexpected accidents can complicate things significantly for commuters.

That's where collision car insurance in Gilbert comes into play. Collision coverage can pay for vehicle repairs or even replace damaged vehicles after a crash. That way, drivers get back to their normal schedule as quickly and smoothly as possible.

How Much Auto Insurance Costs in Gilbert

On average, car insurance costs local residents about $160 a month or $1,900 a year. This is slightly more expensive than the median cost for Arizona. The cost of Gilbert auto insurance varies significantly between popular insurers, often by hundreds of dollars per year.

Why Comparing Car Insurance Matters for Gilbert Drivers

Taking the time to compare several insurance providers with VIU by HUB can make a huge difference, both in terms of price and coverage. On one hand, drivers don't want to overpay. People who always park indoors may not need to worry about storm-damage coverage, for example.

On the other hand, having adequate coverage limits is important to help you recover from a car accident. When it comes to personal injury, collision and theft insurance, dependable coverage can be the difference between a minor inconvenience and a major disaster. Check out some top coverage options from various insurers for car insurance in Gilbert using VIU by HUB's helpful tool.

This information is intended for general informational purposes only and is not intended to constitute legal advice.


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