San Tan Valley Car Insurance

San Tan Valley car insurance protects your finances from unexpected events involving your vehicle.
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San Tan Valley is a census-designated place with nearly 100,000 residents. located about 60 minutes east of Phoenix. It's one of Arizona's fastest-growing communities with desirable proximity to both large cities and peaceful desert and mountain landscapes. San Tan Valley has no public transit service, so it's important to own a car if you live or work in the area.

Sperling's Best Places notes that the cost of living in the San Tan Valley is about 2% higher than the national average. but more than 4% below the state average. Either way, it can pay to find ways to save on your regular bills. You can shop around for affordable San Tan Valley car insurance with the online quote tool from VIU by HUB.

The Need for Great Auto Insurance

Auto insurance is an important investment for drivers in San Tan Valley. Arizona reported a peak rate of fatal crashes in 2022 with a total of 1,178 deaths in 119,991 accidents. More than 80% of San Tan Valley residents commute alone in their vehicles and tend to travel more than 36 minutes to work. Another 10% carpool to work with others. If you often drive in the San Tan Valley area, having car insurance offers essential protection in the event of a catastrophic auto accident.

On the other hand, residents contend with a lower-than-average rate of property crimes. San Tan Valley has just 0.28 incidents, such as vandalism or theft, per 100 residents, compared to a national rate of 2.11 and a state rate of 2.44. If you purchase comprehensive auto insurance, your coverage should pay to repair your car if you experience damage from property crime, severe weather or another unexpected event.

Average Premiums for San Tan Valley Car Insurance

WalletHub estimates that San Tan Valley residents pay an average of $151 per month or $1,814 per year for auto insurance. These numbers align with the average Arizona premium for annual full coverage reported by Bankrate. In comparison, the national average for full coverage is $2,014 per year.

If you want to save money on full coverage, you should get quotes from multiple providers since rates can dramatically vary from one insurance company to the next. VIU by HUB lets you compare prices in seconds with our user-friendly quote tool.

Arizona Auto Insurance Laws

San Tan Valley drivers must have state-mandated minimum coverage. Arizona requires at least $25,000 per person and $50,000 per accident in bodily injury liability and $15,000 for property damage liability. These policies pay expenses for other drivers and passengers if you cause an accident.

You must also carry underinsured and uninsured motorist insurance of $25,000 per person and $50,000 per accident for bodily injury. This coverage pays medical bills for you and your passengers after an accident with a driver who has limited or no auto insurance.

Optional policies such as comprehensive and collision coverage pay to repair your vehicle after an accident or incident, regardless of who is at fault. If you have an auto loan, your lender will likely require this type of coverage.

It's easy to find reasonable rates on San Tan Valley car insurance when you partner with VIU by HUB. Search for personalized policies and compare premiums across providers in minutes so you can save without compromising your financial protection.

This information is intended for general informational purposes only and is not intended to constitute legal advice.




Sperling's Best Places

U.S. Census Bureau


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