Auto Insurance in Gresham, OR
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Where Heritage and Tradition Meet
As the fourth largest city in Oregon, there is much to love about life in Gresham. It’s an ideal place for professionals who want to start a business or young families who are ready to settle down. The residents of the community are passionate about the rich heritage of the state and their town, and the roots are as an agricultural and homestead community. Now, as the city continues to expand, the residents are eager to build a brighter future full of innovation and diversity.
There is a mutual desire among all to develop a community where each person can thrive and enjoy the fruits of their labor. The diverse culture creates a unique environment where entertainment, dining and shopping opportunities can satisfy all interests and curiosities. Local farmers and artisans can share in their bounty and talents at the Farmers Market, but a trip through Historic Downtown lets your grab coffee or a bite to eat from a local business owner any day of the year. Outdoor enthusiasts can take in Oxbow Regional Park, the Gresham Japanese Garden or Hogan Butte Nature Park.
Plenty of job opportunities exist in Gresham, but many residents also commute into Portland for work. Gresham has easy access to the I-84, but a short drive can take you to several places around the Pacific Northwest. Just an hour’s drive will take you to Mt. Hood, while two hours will take you to the famous Mount Saint Helens. Life in Gresham and the surrounding locations is never dull, but all the excitement shouldn’t be taken for granted. Don’t leave home without VIU by HUB’s car insurance for Gresham, OR residents keeping you protected on the road.
Who Needs Car Insurance in Gresham, Oregon?
Everyone who registers a car in the state of Oregon is required to carry liability insurance. Like many states, Oregon ensures that those who take to the road have the financial means to address any potential damage they may cause. A vehicle can cause both property and bodily harm, and your insurance policy needs to be substantial enough to cover these damages. Oregon has established the following minimums:
- At least $25,000 per person and $50,000 for more than one person for bodily injury
- At least $20,000 each crash for property damage to the other party
- Personal injury protection of at least $15,000 per person
- Uninsured motorist coverage of at least $25,000 per person and $50,000 for more than one person for bodily injury
What Happens Without Car Insurance in Gresham, OR?
Not carrying automotive insurance isn’t just a financial disaster waiting to happen. It is a serious legal problem. If you are stopped by a law enforcement officer and cannot provide proof of insurance, you could be facing a minimum fine of $130, though it could climb toward $1,000. Additional offenses could lead to the revocation of your vehicle registration and suspension of your driver’s license.
What Other Car Insurance in Gresham, OR Is Necessary?
While the state has required a minimum, our brokers at VIU by HUB recommend purchasing additional coverage or increasing the coverage limits. A liability policy addresses the damages to the other driver, leaving you paying for your own accident expenses. You can ease this burden by adding supplemental coverage. VIU by HUB can take care of the following:
- Comprehensive damage coverage for theft, fire, vandalism or hail
- Collision insurance for accidents or collisions with other accidents
- Underinsured assistance for medical expenses
- Medical payments coverage for other passengers in the car
This information is intended for general informational purposes only and is not intended to constitute legal advice.