Auto Insurance in Fort Washington, PA
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Getting Around Fort Washington, PA
Fort Washington is a census-designated place in the Upper Dublin Township of Montgomery County, Pennsylvania, (PA). With almost 5,500 residents, this suburb of Philadelphia sits at the interchange of the Pennsylvania Turnpike and Route 309, which is also known as the Fort Washington Expressway. This area has a rich history as one of the places that General George Washington and his army was encamped during the American Revolutionary War. The local state park named for the area stands today as a legacy of the defenses mounted by the Americans in the country’s nascent days. Between this park and several historic buildings, there’s much to see in this corner of the Keystone State.
The Fort Washington Office Park boasts over 6 million square feet of business space, hosting the offices of over 100 companies, including corporate heavyweights such as Aetna, Honeywell and AccuWeather, to name a few. Fort Washington is not just a place to live, but a place to work as well. Although the Southeastern Pennsylvania Transportation Authority operates a regional rail line in the area, many residents rely on four wheels to make their way around the area. As a motorist, it’s important that you know the details when it comes to car insurance in Fort Washington.
Start Your Motors
The state of Pennsylvania requires residents to carry car insurance when operating a vehicle. A car insurance policy helps cover you with regards to expenses associated with damages, losses and injuries that may result while you’re driving. Despite the median income for Fort Washington, PA being over $100,000, very few people can afford to pay for accident-related expenses out of pocket. Therefore, you need car insurance in Fort Washington and throughout the state. Failure to have sufficient insurance could result in fines of up to $300 and other penalties such as suspension of your vehicle registration, license plate and driver’s license.
A plan for car insurance in Fort Washington will include the following coverages:
- Collision: If your vehicle is damaged or totaled in a crash, this benefit covers repair or replacement costs.
- Comprehensive: Non-collision-related damages such as theft, vandalism, riots, etc. are addressed by this coverage.
- Bodily injury: Car accidents often involve injuries to drivers, passengers and sometimes pedestrians or cyclists. Bodily injury coverage pays for medical bills. As a resident of Fort Washington, the state requires you to carry at least $15,000 and $30,000 in coverage per person and per accident respectively.
- Personal injury protection/first party benefits: You’ll need at least $5,000 in coverage for medical bills, lost wages, funeral costs, and accidental death, regardless of who is at fault.
- Property damage: A minimum coverage amount of $5,000 is required to pay for damaged property in a collision.
- Underinsured or uninsured motorist: As a driver, you never know when you may be in an accident with someone who either has no insurance or too little insurance. The Keystone State expects you to have $15,000 per person and $30,000 per accident, but you may request to decline this coverage.
Additional considerations for car insurance in Fort Washington, PA include rental car reimbursement while your vehicle is being repaired. Some policies may also cover costs associated with towing an undrivable vehicle. Are you looking to save money on your car insurance in Fort Washington, PA? You may consider purchasing a limited tort policy where your ability to sue another driver for pain and suffering from an accident is restricted.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
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